Fringe Benefits

This is a summary sheet only - Health Benefit and Pension details are made available to you when you become covered under the Plan.

Requirements for benefits:

1. A completed application form on file and an MSP application
2. Current address and dependent status
3. Sufficient hours of work earned

1. MEDICAL
   • Basic medical coverage In B.C.
   • Specialist fee only on referral
   • Out of Province coverage - consult your Plan information
   
   
2. DENTAL - Carrier Is Pacific Blue Cross
   • Basic Dental, 90% coverage Plan A, In accordance with approved fee schedule
   • Plan B, 70% of approved fees on crowns, bridges, etc.
   • Plan C, 50% of approved fees on orthodontics, a lifetime limit of $1,000
   
   
3. PUBLIC DENTURIST
   • Consult your Booklet and/or the Benefits Office.
   
   
4. LIFE INSURANCE
   • Covered members $50,000 straight life
   • Eligible spouse of covered member $10,000
   • At age 65, the amount of member's coverage reduces to $30,000 and by $5,000 per year thereafter to the $10,000 level, which will remain in effect providing the member remains on the Plan.
   • Designation of Beneficiary is a must!
   
   
5. WAGE INDEMNITY
   • Covered members can receive a maximum of $435.00 per week.
   • This is payable from the 1st day of a non-work related accident, or the 4th day of an illness providing you see a doctor immediately.
   • To claim, request forms from the Benefits Office.
   
   
6. SUPPLEMENTARY HOURS OF CREDIT
   • Consult your booklet
   • Hours can be credited for periods of illness, W.C.B. claims and Apprenticeship School attendance.
   • Notify the Benefits office and request forms to protect your coverage.
   
   
7. EXTENDED HEALTH CARE
   • Integrated with Pharmacare
   • Covers prescriptions etc.
   • $100 deductible per calendar year,consult your booklet
   
   
8. VISION CARE
   • Available through the Benefits Office, NOT Pacific Blue Cross
   • $200.00 reimbursement in a 24 month period.
   
   
9. HEARING AIDS
   • Reimbursements available to all Plan members and dependents
   • Coverage Is 80% of purchase price, not to exceed $700.00 per ear over a five year period
   
   
10. EMERGENCY TRAVEL
    • Available through the Benefits Office (consult for information)
    
    
    

Page last modified on July 10,2008